Internet acquiring

Information that is necessary for making payments using Internet acquiring

1. «ERPBEL Ltd» performs funds from Users using bank payment cards issued in accordance with the rules of the international payment systems Visa and Mastercard.

   

2. Payments through the Internet bank card are performed using various processing systems.

3. If the WEBPAY processing system is selected for payments through the Internet bank card, payments are performed in the following order.

   • The WEBPAY system provides an opportunity to pay with cards of the international payment systems VISA and MasterCard (all types), as well as the BELCARD system. Data transmission in the WEBPAY electronic Payment System is carried out through a separate channel using modern encryption methods. All confidential data is stored in encrypted form. Access to the authorization pages is carried out using the TLS protocol, which provides secure data transfer on the Internet. The data is transmitted in encrypted form and stored exclusively on a specialized server of the WEBPAY system. More detailed information about the WEBPAY electronic payment system can be found on the official website of the system https://webpay.by clicking on this link. If you have any questions about paying with a bank card, you can write to the post office support@bynex.io

   • To make a payment, the User must go to the funds entry page in the personal account (depositing funds from a bank payment card becomes possible after registering on the platform and passing the verification procedure). In the amount input field, you must enter the amount to top up your balance. The system will automatically calculate the commission that will be deducted for performing the operation. By clicking the "Next" button, the User agrees to the payment made and the terms of the payment, and goes to a special secure payment page of the WEBPAY processing system. On the payment page, you will see the order number and the payment amount. To make a payment, you must enter your bank card details and confirm the payment by clicking the "Pay" button. Please note: after making a payment using a bank card, you must save the received card receipts (payment confirmation) for reconciliation with the card account statement (in order to confirm the completed transactions in case of disputes).

   • To make a payment from your account to your bank payment card, the User must go to the withdrawal page in your personal account (funds can be transferred to the bank payment card from which the funds were previously deposited). In the amount input field, enter the amount that will be transferred to the bank payment card. The system will automatically calculate the commission that will be deducted for performing the operation and display the total amount that will be debited in the User's account. By clicking the "Next" button, the User agrees to the payment made and the terms of the payment, and goes to a special secure payment page of the WEBPAY processing system. On the payment page, you will see the order number and the payment amount. To make a payment, you must enter your bank card details and confirm the payment by clicking the " Pay " button. Please note: after making a payment using a bank card, you must save the received card receipts (payment confirmation) for reconciliation with the card account statement (in order to confirm the completed transactions in case of disputes).

   • When making a payment, the User guarantees that the payment is made from their own bank payment card, in their own interests. There are no refund procedures in place. The user has the opportunity to make a payment of funds at any time in accordance with clause 3.3.

4. If the ASSIST processing system is selected for payments via the Internet with a bank card, then for payment of the order with a bank card, payment processing (including entering the bank card number) is performed by the ASSIST Electronic Payment Company LLC using the software and hardware complex of the ASSIST electronic payment system, which has passed international certification. The system that ensures the security of payments uses the secure TLS protocol to transfer confidential information from the client to the server and further processing in the processing center. This means that the confidential data of the payer (card details, registration data, etc.) does not enter the online store, their processing is completely protected, and no one can get the personal and bank data of the client. In addition, when processing payments by bank cards, the secure 3D-Secure technology is used, which is mandatory required by the international payment system VISA and MasterCard.